We can't yet make cross-border remittances affordable for migrant workers sending money home.
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Economics & Resources
Migrant workers often pay steep fees to send money to family in their home countries, cutting into wages that are frequently already low. Cheaper remittance systems could meaningfully improve financial security for millions of families.
Team Humans Club. (2026). Problem WS00266: We can't yet make cross-border remittances affordable for migrant workers sending money home.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=266
We don't have a fair way to distribute the economic benefits of AI-driven productivity gains.
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Economics & Resources
As AI boosts productivity in many industries, the resulting financial gains tend to concentrate with business owners rather than being broadly shared. A fairer distribution mechanism remains a significant unresolved economic question.
Team Humans Club. (2026). Problem WS00265: We don't have a fair way to distribute the economic benefits of AI-driven productivity gains.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=265
We haven't solved how to make apprenticeship and vocational training as valued as a traditional college degree.
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Economics & Resources
Many well-paying, in-demand jobs don't require a four-year degree, yet vocational paths still often carry less social and economic status. Rebalancing this perception could ease both skills shortages and student debt burdens.
Team Humans Club. (2026). Problem WS00264: We haven't solved how to make apprenticeship and vocational training as valued as a traditional college degree.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=264
We can't yet prevent speculative bubbles in emerging asset markets like crypto from wiping out inexperienced investors.
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Economics & Resources
New, fast-growing markets often attract inexperienced investors right before major price crashes, leading to significant personal financial losses. Protecting newer investors without stifling innovation remains an unresolved balance.
Team Humans Club. (2026). Problem WS00263: We can't yet prevent speculative bubbles in emerging asset markets like crypto from wiping out inexperienced investors.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=263
We don't have a consistent way to value unpaid labor like caregiving in economic measurements.
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Economics & Resources
Caregiving and household labor, disproportionately done by women, largely goes uncounted in standard economic measures like GDP. This makes an enormous amount of real economic contribution effectively invisible in policy decisions.
Team Humans Club. (2026). Problem WS00262: We don't have a consistent way to value unpaid labor like caregiving in economic measurements.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=262
We haven't found a way to make insurance affordable in regions facing increasing climate-related disasters.
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Economics & Resources
As climate disasters become more frequent, insurance premiums in high-risk areas are rising sharply or disappearing altogether, leaving residents financially exposed. A sustainable model for insuring these regions remains unresolved.
Team Humans Club. (2026). Problem WS00261: We haven't found a way to make insurance affordable in regions facing increasing climate-related disasters.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=261
We can't yet ensure that natural resource wealth benefits the citizens of resource-rich but poor countries.
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Economics & Resources
Countries rich in oil, minerals, or gas sometimes see little of that wealth reach ordinary citizens due to corruption or unfair contracts. Ensuring resource wealth translates into broad public benefit remains a persistent unsolved problem.
Team Humans Club. (2026). Problem WS00260: We can't yet ensure that natural resource wealth benefits the citizens of resource-rich but poor countries.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=260
We don't have a reliable global system to prevent commodity price shocks from causing food crises.
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Economics & Resources
Sudden spikes in the price of staple commodities like wheat or rice can trigger food crises in import-dependent countries almost overnight. A more resilient global system to buffer these shocks remains unbuilt.
Team Humans Club. (2026). Problem WS00259: We don't have a reliable global system to prevent commodity price shocks from causing food crises.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=259
We haven't solved how to prevent boom-and-bust cycles in housing markets from repeatedly hurting the same communities.
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Economics & Resources
Housing price bubbles tend to form, burst, and disproportionately hurt lower-income buyers and renters each cycle. Preventing this pattern from repeating remains a persistent economic policy challenge.
Team Humans Club. (2026). Problem WS00258: We haven't solved how to prevent boom-and-bust cycles in housing markets from repeatedly hurting the same communities.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=258
We can't yet make small business lending fair and accessible to entrepreneurs without existing wealth or credit history.
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Economics & Resources
Access to affordable business loans is heavily skewed toward people who already have assets or established credit, locking out many capable entrepreneurs. A fairer lending system remains an unresolved economic gap.
Team Humans Club. (2026). Problem WS00257: We can't yet make small business lending fair and accessible to entrepreneurs without existing wealth or credit history.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=257
We don't have a fair way to compensate people whose jobs are eliminated by trade agreements.
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Economics & Resources
Trade deals can boost overall economic growth while still leaving specific groups of workers worse off, often in the same country. A consistent, fair way to support those workers remains politically unresolved.
Team Humans Club. (2026). Problem WS00256: We don't have a fair way to compensate people whose jobs are eliminated by trade agreements.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=256
We can't yet ensure public infrastructure spending decisions reflect the actual needs of communities, not just political convenience.
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Society & Governance
Infrastructure projects are sometimes chosen more for political visibility than for genuine community need, leaving real problems unaddressed. Aligning spending with actual need remains a persistent governance challenge.
Team Humans Club. (2026). Problem WS00255: We can't yet ensure public infrastructure spending decisions reflect the actual needs of communities, not just political convenience.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=255
We don't have a shared global standard for what counts as a fair, humane immigration system.
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Society & Governance
Immigration policy varies enormously between countries, with no widely accepted standard for what fairness or humane treatment actually requires. This leaves migrants' treatment largely dependent on which country they happen to reach.
Team Humans Club. (2026). Problem WS00254: We don't have a shared global standard for what counts as a fair, humane immigration system.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=254
We haven't found a way to prevent extremist ideologies from radicalizing people through online communities.
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Society & Governance
Online spaces can accelerate radicalization by connecting isolated individuals with extremist content and communities faster than in the past. Effective, rights-respecting ways to counter this remain unresolved.
Team Humans Club. (2026). Problem WS00253: We haven't found a way to prevent extremist ideologies from radicalizing people through online communities.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=253
We can't yet make disaster relief funding reach the right people without excessive bureaucratic delay.
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Society & Governance
Aid money is sometimes available quickly after a disaster, but reaches affected people slowly due to administrative bottlenecks. Cutting this delay without sacrificing accountability remains a persistent logistical challenge.
Team Humans Club. (2026). Problem WS00252: We can't yet make disaster relief funding reach the right people without excessive bureaucratic delay.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=252
We don't have a reliable way to prevent government surveillance programs from expanding without public oversight.
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Society & Governance
Surveillance capabilities often grow quietly, justified by security concerns, with limited public awareness or debate about their true scope. Building lasting oversight mechanisms remains a persistent democratic challenge.
Team Humans Club. (2026). Problem WS00251: We don't have a reliable way to prevent government surveillance programs from expanding without public oversight.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=251
We haven't solved how to protect local elections from disinformation spread by foreign or domestic actors.
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Society & Governance
Local elections often receive far less security attention than national ones, despite being just as vulnerable to disinformation campaigns. Extending stronger protections down to the local level remains incomplete.
Team Humans Club. (2026). Problem WS00250: We haven't solved how to protect local elections from disinformation spread by foreign or domestic actors.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=250
We can't yet ensure equal access to legal representation regardless of a person's income.
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Society & Governance
People with more money can typically afford far better legal defense than those without, creating uneven outcomes within the same justice system. Equalizing access to quality legal representation remains a persistent gap in many countries.
Team Humans Club. (2026). Problem WS00249: We can't yet ensure equal access to legal representation regardless of a person's income.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=249
We don't have an effective global strategy to prevent human trafficking across borders.
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Society & Governance
Human trafficking networks exploit gaps between countries' laws and enforcement capacity, moving victims across borders largely undetected. A stronger, coordinated international strategy remains incomplete.
Team Humans Club. (2026). Problem WS00248: We don't have an effective global strategy to prevent human trafficking across borders.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=248
We haven't found a consistent way to hold private military and security contractors accountable internationally.
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Society & Governance
Private contractors sometimes operate in conflict zones with less oversight than official military forces, raising accountability concerns when abuses occur. International legal frameworks addressing this remain inconsistent and weak.
Team Humans Club. (2026). Problem WS00247: We haven't found a consistent way to hold private military and security contractors accountable internationally.. World Solve. Retrieved 20 Jul 2026, from https://worldsolve.org/index.php?id=247